Student Loans

If any of you have student loans and have not already consolidated them, you should really look into this student loan consolidation program from the Federal Government.  If you have a Department of Education Loans (FFEL) and some are serviced by the Department of Education and others by a commercial lender (bank) you should be eligible for a 0.25% interest reduction.  That doesn't sound like much, but it can make a big difference in the long run.  If eligible you should receive an email from the Department of Education asking if you would like to participate - don't ignore it as just another email about your loans!